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THE FRIED ROOSTER ATTACKS
There is a Russian expression that roughly translates into: “What fried rooster is biting you in the butt?”
The expression refers to being in a hurry to do something that can wait, or having the urge to do something
that isn’t really necessary. Well, I must admit that there are Fried Roosters chasing me. These are issues
of lesser import that drive me crazy, and I simply must get them off my chest.
If you are a member of American Panthers, and have any Fried Roosters, please Email
or snail-mail them to me and, space allowing, I will put them in the newsletter, and perhaps, add them to
the website. Sending me your Fried Roosters may be cathartic for you and I’m sure that our other members
will be interested in reading about them.
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FRIED ROOSTER #1 Eliminate Daylight Savings Time Why should every citizen have to reset all of their house clocks, their watches, their VCR’s, their microwave ovens, their car clocks, and so on, twice a year. Nobody has proven that Daylight Savings Time actually saves anybody anything. Let’s join the majority of the world, and throw out this annoying bit of idiocy. LHS |
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FRIED ROOSTER #2 The English Language
As the world shrinks it becomes more important to develop a universal language so that we can communicate
with each other more easily. Naturally, we expect, and hope, that language will be English and not Chinese!
English, however, is full of inconsistencies that make it a very difficult
language to learn. To solve the problem, we could begin a gradual process of cleaning up our language
by making small changes over a very long time. Alternatively we might introduce a more consistent version
of English to the world, and let everybody learn it together, leaving our current language much as it is.
We are accustomed to the irregularities in our language and they usually
don’t bother us. However, think about what a foreigner must go through to learn English. He/she must
cope with rules that seem made to be broken, homophones like “right”, “rite” and “write” and weird
spellings like “sure” and “know”. The list is really endless. If you know somebody that came to this
country as a young adult, or later, ask them about how it is to learn our language. You may unleash
more of a discussion than you expected.
LHS |
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FRIED ROOSTER #3 Opting Out Banks and other institutions often sell your information to third
parties unless you opt-out of their program, usually by mailing in a form. There are two things
wrong with this procedure. First of all, we should not have to “opt-out” of anything. Any information
that we give in order to acquire some sort of service must automatically be private and flatly against
the law to disclose to almost any entity for almost any reason. (The sole exception might be the
release of information to credit agencies on loan defaults. Lenders have the right to know if a
potential borrower is a credit risk.) Information should remain totally private unless the
individual “opts-in” to allow their information to be used.
The second problem is the way the “opt-out” agreements are worded.
They actually may be ineffective in protecting the consumer. In researching this Fried Rooster, I
checked out the Citibank privacy notice for my Sears Credit Card Account. I was shocked beyond belief
at the deceit and obfuscation that I found.
Citibank makes a big deal out of how they keep customer information secure.
Understand, however, that the customer information is their asset, and it is in their own best interest
not to let it be stolen. In no way does this protect the customer from Citibank using customer information
for their own benefit.
I know that privacy notices are boring, and that’s why nobody ever reads
them. Please bear with me anyway as I repeat the information in the Privacy Notice that has to do with
giving customer information to third
parties:
Nonaffiliated Third Parties to Whom We May Disclose Personal Information Nonaffiliated third parties are those not part of the family of companies
controlled by Citigroup. We may disclose personal information about you to the following types of
nonaffiliated third parties:
• Financial services providers, such as companies engaged in banking,
credit cards, consumer finance, securities, and insurance.
• Non-financial companies, such as companies in direct marketing
and the selling of consumer products and services. Now think about that! Is there a difference between “Financial
services providers” and “Non-financial companies”? Of course not. Therefore, simply put,
they reserve the right to disclose “personal information about you” to anybody.
Well, what if you “opt-out”? Here’s what they say then: If you fill in Circle 1 (their emphasis) on the Privacy Choices Form,
(their emphasis) we will not make these disclosures except as follows (my emphasis):
First we may disclose information about you as described above in
“Personal Information We Collect and May Disclose” to third parties that perform marketing services
on our behalf or to other financial institutions with whom we have joint marketing agreements. Second,
we may disclose personal information about you to third parties as permitted by law, such as
disclosures necessary to process and service your Sears credit card account. That means that even if you opt out, they can still disclose your
information to anyone they can describe as “third parties that perform marketing services on our
behalf”, or to “third parties as permitted by law”. Of course, unless we have a law degree, we
do not know what is “permitted by law” or what is not.
The Privacy Choices form must be filled out and mailed in.
To make it more difficult, the form actually has four privacy choices to check.
In addition, the form specifies that you must fill out a separate form for each additional
Citibank Credit Card that you may have, and any Citigroup affiliates that you are a customer of.
BOTTOM LINE: FORGET THIS OPT-OUT FLIM-FLAM. CONSUMERS MUST AUTOMATICALLY
BE OPTED-OUT, WITHOUT EXCEPTIONS.
LHS |
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FRIED ROOSTER #4 Unwanted Solicitations Last week a solicitation came to me by way of my FAX machine at home.
Naturally, it printed on my paper with my ink. The sender seemed to think that he was doing right
by me because the solicitation came with an 800 number that I could call to speak to a machine and
enter my FAX number to be opted out of the program. These kinds of solicitations show unprecedented
gall on the part of the sender. I’m not sure how the law reads, but they certainly should be illegal.
In fact, all unapproved in-your-face solicitations should be automatically
against the law. There should never be the necessity to “opt-out”. This should include street begging,
and telephone solicitations. The current telephone solicitation “opt-out” lists are preposterous.
All Americans should be automatically “opted-out” unless they specifically give their permission to be
called.
American Panthers has little objection to TV, Radio, Internet, U.S. Mail,
Billboard, or other common advertising methods. We have to appreciate that some of these ads also help
us to pay for services that we enjoy. Even a street beggar that sits on the sidewalk and plays a violin
with a donation cup nearby is not what I would call an in-your-face solicitation. They cross the line,
however, if they walk up to individuals to make any kind of statement.
I am not dismissing the adverse effect on neighborhood quality that this
may have. Issues involving neighborhood quality and the protection of children from adult-themed
advertising are more difficult to address because many of the specific issues boil down to matters of
opinion. Make no mistake about it, however, the rights of residents to acceptable quality, and the
rights of parents to screen adult oriented ads from their children, are rights on a par with the right
to free speech.
While I’m at it, I might mention that all of those erectile dysfunction
ads in the daytime go a little too far, even for a liberal. Can’t they just restrict those ads to the
times when children are sleeping?
It cannot be accepted that it is a First Amendment right to be allowed
to make these kinds of solicitations. The person who is being solicited also has rights. The right to
be left alone to pursue one’s happiness must supercede any perceived First Amendment right of free speech
that may belong to the solicitor.
Despite the above, I am still a proud, card-carrying, member, of the ACLU.
I suggest that you join them, and feel free to disagree with them on selected issues.
LHS |
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FRIED ROOSTER #5 Those Damn Automated Phone Answering Systems There should be a way to stop companies from instituting automated
telephone systems to answer customers’ questions. Perhaps a class-action suit will work. After
all, a customer’s time has to be worth something too.
These systems hardly ever get to the question that you want to ask and they force y
ou to sit through sales pitches and unwanted information while you are waiting. The systems have a
way of not telling you how to get out of the computerized loop to get to a real operator. If you
finally figure it out it can still take a long time to get to a real person on the line. Everyone
has heard the big lie: “All of our operators are currently busy. Your call is very important to us.
Please hold for the next available operator”. Then you get music and more advertisements before one
of their highly understaffed customer service people finally asks “How can I help you?” Tell her
that she can help by shooting the executive who decided to install their automated answering system.
LHS |
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FRIED ROOSTER #6 Proselytizing Proselytizing is the act of trying to convert others to your own beliefs. To me the act implies that the proselytizer feels he is wiser and knows better than the person he is trying to convert. This attitude is, at the very least, insulting. It can also be extremely intrusive if the proselytizer is able to get the ear of other peoples children. Personally, I have always found the hauteur of proselytizers to be extremely irritating. I would hope that proselytizing could be added to the group of actions that are now considered to be politically incorrect. LHS |
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FRIED ROOSTER #7 The Proliferation of Gambling
Apparently, Internet gambling is a huge business that is still rapidly expanding. While I have no
objection to gambling, and, in fact, I do enjoy my occasional visits to Las Vegas, I think that all
Americans should be concerned for those individuals who will see their lives ruined by it. LHS |
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FRIED ROOSTER #8 Too Much Choice at the Grocery
Did your wife (or someone) ever send you to the supermarket to pick up some Excedrin, or something like it?
Did you end up feeling like an idiot? I did. LHS |
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FRIED ROOSTER #9 I'm Tired of Hearing How Smart the Enemy Is! Suicide bombing should not be confused with rocket science. Hiding
in the mountains should not be confused with modern military tactics. It does not take an Einstein
to scoop up explosives left in the desert, combine them with a mobile-phone trigger, and create a
deadly IED. The Terrorists and the Iraqi insurgents are using only predictable, obvious, and
low-tech warfare to defeat the United States. To whatever degree you would credit them with success,
it is due to the incompetence of the Bush Administration. It is not a contest over who can outsmart
whom, but a contest of which side is less dumb! LHS |
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FRIED ROOSTER #10 Curling Is Not An Olympic Sport
The vast majority of us love the winter Olympics, and for good reason. This year they’ve even added some
exciting new and modern events, like snowboarding. Along with that, they have given us some new heroes like
the Flying Tomato and Apolo Ohno. So, why don’t they eliminate some old dull events, like curling? LHS |
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FRIED ROOSTER #11 Hats Off to Andy Rooney
In the August 2005 newsletter, under “Financial Tip of the Month” I advised against buying lottery tickets,
suggesting that the odds were a rip-off and that the appeal was to people who could least afford to gamble.
At the time I felt that I was standing alone, as if I was ranting and raving against motherhood and apple pie.
On March 19, I found that I was not standing alone. Andy Rooney, on CBS 60 Minutes made many of the same
points that I did. He even seemed to feel guilty about speaking up against the lottery when he began
“I suppose it’s true that I’m too easily annoyed but…” Well, Andy, let’s not feel guilty. The lottery
is a crime perpetrated by our elected officials so that they can bring in money without the stigma of
having to raise taxes. Lets continue to proudly protest. LHS |
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FRIED ROOSTER #12 Deceptive Advertising
Deceptive Advertising
There seems to be far less scrutiny of advertising claims than ever before. Many claims are so
preposterous that one can only conclude that government, and law enforcement agencies are either not
looking, or just don’t care. LHS |
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